York Region Properties For Sale

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Terry Nicolaou

Terry Nicolaou 

Sales Representative

Phone: 905.727.3154  

Mobile: 416.823.4951  

Email: terrynicolaou@royallepage.ca


After 15 years as a successful entrepreneur, Terry Nicolaou decided it was time to expand his service oriented business. Leveraging his experience in hospitality, sales and marketing, Terry developed and implemented a vision for his business that would meet the needs of today's buyer and seller. His use of high-tech marketing techniques along with his expert negotiating skills, have helped him to grow his business by continually exceeding expectations. 


Terry’s motto is “Customers are Family”, and as such, he treats every client and transaction with the utmost care. His dependability and dedication set him apart from his competitors, and he will stop at nothing to make his clients dreams happen. 


Living, working and raising his young family in York Region for the past 11 years has allowed Terry the unique advantage of becoming intimately familiar with the local communities. “My Real Estate business is more than a career. It is a lifestyle” says Terry. His relationship-based approach to business has earned Terry the reputation of being your “Realtor for Life.”



Open House


Sunday, Dec. 09 2018  |  2:00 PM - 4:00 PM

King Ontario

All Open Houses

Featured Properties

Listing # N4279244


Bedrooms: 4

Bathrooms: 3

2 WATERLILY TR King, Ontario

Turn-Key Beauty In Schomberg! $$$ Spent On Upgrades, 9 Ft. Ceilings On Main Floor With Open Concept Family Room/Kitchen ...

Listing # X4275344


Bedrooms: 3+1

Bathrooms: 5

273 CANBORO RD Pelham, Ontario

Elegant & Serene Are The Hallmarks Of This 1.15 Ac Estate Home In The Heart Of Niagara's Wine & Golf Country.Impressive ...

Listing # N4263480


Bedrooms: 4+1

Bathrooms: 6

3791 KING RD King, Ontario

Custom Built Bungaloft Approx. 3600 Sq.Ft. Plus Finished W/O Basaement,4 Bedrooms W/Ensuite Baths,Gourmet Kitchen ...

More Listings
Contact Me

I am here to help with all your real estate needs and questions. Let me know what's on your mind and start a conversation.

Home Valuation

For most people, their house is their single biggest investment. Find out how much your investment is worth with a no-obligation market valuation.

Find a Dream Home

If you are in the market for your "Dream Home" then I would love to help. Simply fill out my Buyer Registration card and I will have suitable new listings emailed to you as soon as they come on the market.

First-time buyers plan: 8 steps to buying smart

Navigating the world of Canadian home buying

Step 1: Figure out how much you can afford.

Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $25K per person (or up to $50K per couple) from your RRSPs – tax-free – to be repaid over 15 years. More on that here . The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy.

Step 2: Figure out what type of home is right for you.

Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want a busy urban lifestyle, a house in the ‘burbs, or a quiet place in the country? Do you want to walk to work or are you okay with a longer commute? Do you need to be close to good schools? Rec facilities? Shopping?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

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